C

　A study involving 8,500 teenagers from all social backgrounds found that most of them are ignorant when it comes to money. The findings, the first in a series of reports from NatWest that has started a five-year research project into teenagers and money, are particularly worrying as this generation of young people is likely to be burdened with greater debts than any before.

University tuition fees (學費) are currently capped at £3,000 annually, but this will be reviewed next year and the Government is under enormous pressure to raise the ceiling.

In the research, the teenagers were presented with die terms of four different loans but 76 per cent failed to identify the cheapest. The young people also predicted that they would be earning on average £ 31.000 by the age of 25, although the average salary for those aged 22 to 29 is just £ 17,815. The teenagers expected to be in debt when they finished university or training, although half said that they assumed the debts would be less than £ 10.000. Average debts for graduates are £ 12，363.

Stephen Moir, head of community investment at the Royal Bank of Scotland Group which owns NatWest, said. "The more exposed young people are to financial issues, and the younger they become aware of them, the more likely they are to become responsible, forward-planning adults who manage their finances confidently and effectively." yggk.net

Ministers are deeply concerned about the financial pressures on teenagers and young people because of student loans and rising housing costs. They have just introduced new lessons in how to manage debts. Nikki Fairweather, aged 15. from St Helens, said that she had benefited from lessons on personal finance, but admitted that she still had a lot to learn about money.

64. Which of the following can be found from the five-year research project?

A. Students understand personal finances differently.

B. University tuition fees in England have been rising.

C. Teenagers tend to overestimate their future earnings.

D. The students' payback ability has become a major issue.

65. The underlined phrase "to raise the ceiling" in paragraph 2 probably means "______".

A. to raise the student loans  B. to improve the school facilities

C. to increase the upper limit of the tuition     D. to lift the school building roofs

66. According to Stephen Moir, students_______.

A. are too young to be exposed to financial issues

B. should learn to manage their finances well

C. should maintain a positive attitude when facing loans 

D. benefit a lot from lessons on personal finance

67. What can we learn from the passage?

A. Many British teenagers do not know money matters well

B. Teenagers in Britain are heavily burdened with debts.

C. Financial planning is a required course at college. 

D. Young people should become responsible adults.

 

D

Doctors fighting malaria（瘧疾）, one of the deadliest diseases on the planet,may soon have a new affordable weapon in their smart phones. Researchers have found a way to use the phone’s camera to detect the microorganism in the patient's blood that causes the disease. According to the World Health Organization, almost 600,000 people died of malaria in 2013, making this mosquito-borne disease one of the deadliest in the world. The saddest aspect of this calamity(災難) is that it affects mostly young children.

    Early detection of the infection is important for successful treatment. But since the first symptoms resemble ordinary flu, a microbiologist must look at a drop of a patient’s blood under a microscope for a proper diagnosis.

    Scientists in Britain have now developed a smart phone attachment called Xrapid, that turns the phone into a 200-power microscope, while the attached app - based on facial recognition software - quickly detects the parasitic protozoa（寄生原生物）in the blood smear(血涂片).

    Jean Viry-Babel is the CEO of IanXen, the company that developed the app. He says it is cheap and works on the spot. “So we take a high-definition picture of a sample of blood. We separate the red blood cells from the rest - the white blood cells, the platelets - and we start looking at each of the red blood cells individually," said Viry-Babel.

    Viry-Babel says the app is affordable, easy to use and provides reliability of up to 98 percent. The only additional equipment required is an ordinary glass lab slide - called a "slate." “There's only one button, which is called "Diagnose". So you put it on the slate and you put it on the dried blood, and you press diagnose and it tells you yes or no," he said.

    Researchers say the field-testing of the device will begin in January and February in Tanzania, Benin and Indonesia - while commercial use is scheduled to start by the end of March. They also plan to expand the versatility of the new device - teaching it to recognize other diseases, such as tuberculosis and Lyme Disease.

68.Who are mostly affected by malaria?

A.old people      B. young children     C.teenagers        D.adults

69. Which of the following is Not the advantage of the app.?

A.affordable      B. easy to use         C. reliable         D.additional

70. When will the device be commercially used?

   A. In the beginning of January            B. By the end of February   

   C. By the end of March                  D.In the beginning of March

71. Which would be the best title for the passage?

A. Smartphones Becoming Tools for Diagnosing Malaria

B. Doctors Fighting Malaria

C. Different Kinds of Diseases

D.Smartphone’s Application

 

E

A recent study, while showing a generally positive attitude toward science,also suggests a widespread worry that it may be “running out of control”, This idea is dangerous.

Science can be a force for evil as well as for good. Its applications can be channeled either way, depending on our decisions.The decisions we make, personally or collectively, will determine the outcomes of science. But here is a real danger. Science is advancing so fast and is so strongly influenced by businesses that we are likely to believe whatever decisions we come to will make little difference. And, rather than fighting for the best possible policies, we may step back and do nothing.

　　Some people go even further. They say that despite the moral and legal objections(反對), whatever is scientifically possible will be done-somewhere, sometime.They believe that science will get out of control in the end. This belief is dangerous too, because it fuels a sense of hopelessness and discourages them from making efforts to build a safer world.

　　In our interconnected world, the lack of agreement in and out of the world of science can lead to the failure to control the use of science. Without a common understanding, the challenges of “controlling” science in this century will be really tough. Take human cloning for example. Despite the general agreement among scientists on its possible huge impact(影響) on traditional moral values, some countries still go ahead with the research and development of its related techniques. The outcomes are hard to predict.

　　Therefore, discussions on how science is applied should be extended far beyond scientific societies. Only through the united efforts of people with hope, can we be fully safe against the misuse of science and can science best serve mankind in the future.

72. What can we conclude from the recent study?

　　A. People think highly of science.yggk.net

　　B. People hold mixed opinions about science.

　　C. Science is getting dangerously out of control.

　　D. Science is used for both good and bad purposes.

73. According to the passage, what will happen if we hold that science is getting beyond control?

　　A. The development of science will hopelessly slow down.

　　B. Businesses will have even greater influence on science.

　　C. The public will lose faith in bringing about a bright future.

　　D. People will work more actively to put science under control.

74. The discussion should reach beyond scientific societies because_______

　　A. scientists have failed to predict the outcomes

　　B. the ties between different areas need strengthening

　　C. united efforts are necessary for the development of science

　　D. people need to work together to prevent the bad use of science

75. What is the main idea of the passage?

　　A. Science and its applications bring us many dangers.

　　B. The development of science mostly lies in people's attitudes.

　　C. Mankind can largely take control of science with their efforts.

D. The future of science will be influenced by the dangerous ideas.